Sell with Confidence
Read More
News

5 Key Areas to Review for Maximising Your Property Investment in 2025

By Marketing - Ray White Lara

With the start of 2025, now is the perfect time to reassess your property investment goals and ensure your strategy aligns with the current opportunities.

Here are five key areas to review and maintain to maximise your investment:

  1. Mortgage Rate and Review
    Evaluate your current mortgage rate—when was it last reviewed? Many lenders offer competitive rates to new clients, but existing customers often pay a “loyalty tax” in the form of higher rates. The longer you’ve been with your lender, the greater the potential impact. At Ray White, you can access a free, independent mortgage broker who will conduct a home loan health check and, if possible, help you reduce your repayments. [Click here for more information]
  2. Insurance Coverage
    Ensure your property is adequately insured for unexpected events. Policies may have changed over time, and it’s crucial to check that your building and landlord insurance are up to date and cover all relevant risks. Ray White can guide you to insurers who specialise in landlord insurance, offering comprehensive coverage at competitive prices.
  3. Improvements and Maintenance
    Review past inspection reports or consult with your property manager about necessary maintenance or potential improvements. Planning for these expenses can help you spread costs over time and take advantage of potential tax deductions at the end of the financial year.
  4. Depreciation Schedule
    Have you set up a depreciation schedule for your investment property? The value of the building and its fixtures decreases over time, and a Tax Depreciation Schedule allows you to claim these losses as deductions, reducing your taxable income. Ray White partners with specialists who can assess your property to ensure you maximise your deductions.
  5. Property Value and Management Services
    The property market—both rental and sales—can shift rapidly. Ensure you have up-to-date information on your property’s value, as this can influence your investment strategy and potentially unlock equity for further purchases. Additionally, review the performance of your current property management team to ensure they are optimising your investment and maintaining your property to the highest standard.

Lachlan McCraw and the team at Ray White Lara are here to assist with all aspects of your property investment, ensuring your success in 2025 and beyond.

Up to Date

Latest News

  • How to Choose the Right Real Estate Agent When Selling Your Property

    How to Choose the Right Real Estate Agent When Selling Your Property Selling your property is a significant decision, and one of the most crucial steps in the process is selecting the right real estate agent. While it might be tempting to choose an agent based solely on the highest … Read more

    Read Full Post

  • SOLD – 19 Fragrant Drive, Lara

    19 Fragrant Drive, Lara, originally listed with another agency for several months but failed to achieve a successful sale. The property was re-listed with Jason Cook at Ray White Lara, where a comprehensive and refined marketing strategy was implemented to drive results. Despite its prime location, the property had struggled … Read more

    Read Full Post